Business
What It Costs To Open A Restaurant In New York, Itemised
The build-out is the number everyone quotes. The licenses, deposits and pre-opening payroll are the ones that sink people.
Small Business Financing In New York: What Is Actually Available
Beyond the bank that already said no, there are four distinct funding channels most owners never approach.
The Paperwork To Open A Business In New York City, In Order
Formation, federal registration, state tax registration, then the permits specific to what you actually do. Out of order, you wait.
What A New York Business Actually Pays: The Layers Nobody Explains
City tax, state tax, a transit surcharge and a rent tax can all land on the same company. Here is how the layers stack.
How New York's Commercial Rent Tax Works, And Who Still Pays It
A tax that applies to one slice of one borough, catches tenants who have never heard of it, and comes with a credit most eligible businesses never claim.
What A Business Line Of Credit Actually Costs In New York
The headline rate is the smallest part of the number. Here is where the rest of the cost hides.
How A Bank Actually Decides On Your Small Business Loan
Underwriting is more mechanical than most applicants assume. Knowing the order of the checks tells you what to fix first.
What A Merchant Cash Advance Does To A Business
It is not a loan, which is exactly why it is priced the way it is — and why New York now regulates the disclosure.
How A Company Actually Lists On The New York Stock Exchange
The bell is the last five minutes of a process that takes most of a year. Here is the sequence behind it.
What Market Makers Do, And Why It Should Matter To You
Someone has to be willing to trade when you are. That willingness is a business, and it has a price.
How To Read A Quarterly Filing Without A Finance Degree
Four places to look, in order, and what each one tells you that the press release will not.
How New York's Advertising Upfronts Actually Work
A week of presentations in Manhattan sets the terms for a year of television advertising. Here is the mechanism underneath the spectacle.
What A Media Rate Card Actually Means
Published rates are an opening position. Understanding what sits behind them is what makes a negotiation possible.
How A Production Gets Permission To Film In New York
The permit is free. What it buys you, and what it obliges you to do, is where productions get caught out.
How Retail Rent Is Actually Negotiated In New York
The asking rent is one term among many, and it is rarely the one that decides whether the store works.