Finance
Lending, capital and the cost of money for New York businesses — how facilities are priced, how credit decisions are made, and what the terms mean in a bad quarter.
How A Bank Actually Decides On Your Small Business Loan
Underwriting is more mechanical than most applicants assume. Knowing the order of the checks tells you what to fix first.
What A Merchant Cash Advance Does To A Business
It is not a loan, which is exactly why it is priced the way it is — and why New York now regulates the disclosure.