Finance
Lending, capital and the cost of money for New York businesses — how facilities are priced, how credit decisions are made, and what the terms mean in a bad quarter.
What Financing Options Exist for New York Startups Beyond Venture Capital
Bank loans, SBA programs and equipment financing offer competitive terms for growth-stage companies seeking alternatives to equity funding.
How venture debt extends runway alongside equity for New York startups
Startups can borrow 25-35% of their last equity round at 8-15% interest, preserving ownership but adding fixed payment obligations.
How New York Startups Access the State's Pre-Seed and Seed Matching Fund
The $40 million Pre-Seed and Seed Matching Fund Program offers equity investments of $50,000 to $250,000 to early-stage startups, with a 1:1 matching requirement from private investors.
What A Business Line Of Credit Actually Costs In New York
The headline rate is the smallest part of the number. Here is where the rest of the cost hides.
How A Bank Actually Decides On Your Small Business Loan
Underwriting is more mechanical than most applicants assume. Knowing the order of the checks tells you what to fix first.
What A Merchant Cash Advance Does To A Business
It is not a loan, which is exactly why it is priced the way it is — and why New York now regulates the disclosure.
Paid FeatureArtem Kovbel on Three Forensic Audits, From Procurement Pitfalls to Cash Flow Cover-Ups
The forensic auditor walks through three investigations: $10 million spent inefficiently in procurement, $16 million at risk at a $6 billion financial firm, and a farm business that never showed a profit.